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About Us

Leading bank in the Americas

At MetroCap Finance, we,re committed to creating a better banking experience with innovative solutions that make our customers' lives easier and more convenient.

Today, we work towards one thing - tomorrow.

Since we first opened our doors, we've been committed to helping our customers find their success. That remains true today, as we serve more communities than ever before. In fact, we're one of the leading regional banks in the Southeast. Whatever you need to be successful, our experienced bankers can offer the right solutions so you can bank the way you want. This is banking at its best. This is Banking Forward.

Welcome to the human side of banking

Here, we care about the story behind the transaction. That means putting you first in everything we do. Not just listening to your goals, but helping you reach them—all the while guided by your voice, your vision and everything that makes you, well, you.

That's what it means, after all, to bank on the human side. Here, what matters most is you.

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At MetroCap Finance, our vision is to invest in the entrepreneur spirit, pursue excellence and inspire a greater purpose

Our Core Values

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Local Market Leadership

Our business model supports the unique character of the communities we serve and encourages decision making by the banker that is closest to the customer.

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Long-Term Horizon

We think and act like owners and measure success over entire economic cycles. We prioritize soundness before short-term profitability and growth.

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Remarkable Experiences

We will make our customers' lives better by anticipating their needs and responding with a sense of urgency. Each of us has the freedom, and responsibility to do the right thing.

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Meaningful and Lasting Relationships

We communicate with candor and transparency. The relationship is more valuable than the transaction.

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Greater Purpose

We enable our team members to pursue their ultimate purpose in life— their personal faith, their family, their service to community.

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Our Locations

More than 240 convenient branches and ATMs in Alabama, Florida, Georgia, North Carolina, South Carolina and Virginia to serve you.

Products and Services

At MetroCap Financewe believe in making your lives easier and more convenient, building long-lasting relationships and finding the right solutions that are important to you.

Personal Checking & Savings
CDs and Money Markets
Personal Loans
Mortgages
Retirement Planning
Wealth Management
Small Business Services
Small Business Loans
Treasury Management
Franchise Financing
Commercial Financing
Payments Technology

Our Commitments

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Customers

Small Business Owners Optimistic About Business Success in The Near Term

Despite inflation and fears of economic slowdown, business owners confident about future, according to our latest survey.

4 mins read

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Customers

The Evolution of Banking: Digital Tools Combined with In-Person Interactions

Our bankers will focus on important financial conversations in branches

2 mins read

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Communities

Mobile Branches Provide Better Banking Access, Promote Economic Empowerment

Our outreach program focuses on building relationships with underbanked communities in addition to offering financial education.

4 mins read

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Communities

MetroCap FinanceKids Team Up to Elevate Pre-K Lesson Plans

Axis Capital Grow Up Great supports enriched Pre-K resources developed with teachers.

3 mins read